PLEASE READ TERMS OF SERVICE CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL ARBITRATION, AND FURTHER (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST COMPANY ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS, AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY OR IN A COURT OF LAW. The terms and conditions stated herein (collectively, this "Agreement").
General
No joint venture, partnership, employment, or agency relationship exists between you and City of Merchants, LLC (dba City of Merchants), a Missouri corporation or the appropriate entity (the "Company") or any third party provider as a result of this Agreement or use of the Service or Software. By using or receiving any services supplied to you by the Company (together with the website located at https://cityofmerchants.com, collectively, the "Service"), and downloading, installing or using any associated software supplied by the Company which purpose is to enable you to use the Service (collectively, the "Software"), you hereby expressly acknowledge and agree to be bound by the terms and conditions of this Agreement, and any future amendments and additions to this Agreement as published from time to time at https://cityofmerchants.com/terms or through the Service.
The Company reserves the right to modify the terms and conditions of this Agreement or its policies relating to the Service or Software at any time, effective upon posting of an updated version of this Agreement on the Service or Software. You are responsible for regularly reviewing this Agreement. Continued use of the Service or Software after any such changes shall constitute your consent to such changes. If you require any more information or have any questions about our Terms and Conditions, please feel free to contact us by email at support@cityofmerchants.com
Disclaimer Policy
City of Merchants, LLC personally does not promise or guarantee your financial success, guarantee you any specific outcome, nor warrant any earning claims made for their products. Your results will vary and depend on many factors that are unique to you including passion, business acumen, work ethic, and more. All business entails risk as well as consistent effort and action. Earnings and income representations made by City of Merchants, LLC and their advertisers/sponsors (collectively, “City of Merchants) are aspirational statements only of your earnings potential. The success of City of Merchants, testimonials, and other examples used are exceptional, non-typical results and are not intended to be and are not a guarantee that you or others will achieve the same results. Individual results will always vary and yours will depend entirely on your individual capacity, work ethic, business skills and experience, background experience, level of motivation, diligence in applying the City of Merchants Programs, the economy, the normal and unforeseen risks of doing business, and other factors. All business entails financial risk as well as massive and consistent effort and action. You should carefully consider this before investing any money into our course or programs. 1. Eligibility. By using the services, you affirm that you are of legal age in your jurisdiction to utilize these services. You may only access the Service using authorized means. It is your responsibility to check to ensure you download the correct Software for your device. The Company is not liable if you do not have a compatible handset or if you have downloaded the wrong version of the Software for your handset.
By using the Software or the Service, you agree that:
• • You will only use an access point or data account which you are authorized to use.
COMMUNICATION POLICY
By providing your phone number, you expressly consent that your numbers provided will be used to communicate with you, City of Merchants, and your Service Provider unless and until you opt-out. You also represent that you are the subscriber on your phone number, and you agree to promptly update your phone number with us if your phone number changes. By providing your phone number and using the Service, you agree that City of Merchants may, to the extent permitted by applicable law, use your phone number for calls, including pre-recorded or artificial voice calls, and, if such phone number is a mobile number, for text (SMS or MMS) messages, including text (SMS or MMS) messages with an autodialer, in order to assist with facilitating the requested services from the Service Provider. Standard call or message charges or other charges from your phone carrier may apply to calls or text (SMS or MMS) messages City of Merchants sends you.
If you opt-in to optional communcations with City of Merchants via Short Code: Message Frequency Varies. Message & data rates may apply. Reply STOP to stop or HELP for help.
You may opt-out of receiving text (SMS or MMS) messages from us by replying with the word "STOP" to a text message from us or via email to info@cityofmerchants.com. You acknowledge that opting out of text (SMS or MMS) messages may impact your ability to use the Service.
You agree to City of Merchants’ use of a service provider to facilitate communication between you and your Service Provider when you communicate via call or exchange text (SMS or MMS). For each Service Provider, you will be provided a telephone number provided by City of Merchants. When you call or send text (SMS or MMS) messages to this telephone number, City of Merchants and its service provider will receive in real time and store call data, including the date and time of the call or text (SMS or MMS) message, the parties' phone numbers, and the content of the text (SMS or MMS) messages. City of Merchants will then send the identical message from your assigned phone number to your Service Provider. You agree to the process described above and to City of Merchants use and disclosure of this call data for its legitimate business purposes.
By using the Service, you acknowledge and agree that any incoming or outgoing calls, text (SMS or MMS) messages, and other communications transmitted to or through the Service may be monitored and/or recorded for quality assurance purposes, including but not limited to assisting in the resolution of any disputes you may have with the Service, and hereby waive any notification requirement at the time of such recording to the maximum extent permitted under applicable law.
BUSINESS OPPORTUNITY:
City of Merchants offers various online courses in different subjects. Enrollment in these courses requires registration and payment of the applicable fees. Once enrolled, you will gain access to the course materials, including lectures, assignments, and assessments this platform or a third-party platform. City of Merchants, LLC and associated training are NOT considered an income or business opportunity according to the Business Opportunity Rule § 437.1m; “that advertising and general advice about business development and training shall not be considered as ‘providing locations, outlets, accounts, or customers.’”
CITY OF MERCHANTS acts as an acquisition and training company. We do not sell a business opportunity, “get rich quick” program or money-making system. We believe, with education, individuals can be better prepared to make investment decisions, but we do not guarantee success in our training. We do not make earnings claims, efforts claims, or claims that our training will make you any money. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited.
Investing of any kind carries risk and it is possible to lose some or all of your money. The training provided is general in nature, and some strategies may not be appropriate for all individuals or all situations. We make no representation regarding the likelihood or probability that any actual or hypothetical business activity will achieve a particular outcome or perform in any predictable manner.
Average Expected Outcome/Typical results:
The most impressive testimonials in the video below represent the top 1-2% of clients. Top testimonials are not typical results. Take-home profit margins and income can vary significantly depending on many factors, including the suppliers you chose, the products you sell, work ethic, ability to focus, natural business acumen, passion for your business, and more. There is absolutely 0 guarantee of a specific outcome.These instances, however, are exceptional and represent the top 1%. Such exceptional results are typically attributed to top-tier work ethic, business acumen, passion, and dedication.
This is not a get rich quick program nor do we believe in overnight success. We believe in hard work, integrity, and developing your skills if you want to earn more financially. As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with any of our products or services, or the products and services we recommend. The average person who buys any “how-to” information gets little to no results. Any references or examples used within this page, or by someone on this page or video, are real and documented but are used strictly for example purposes only. Your results will vary and depend on many factors, including but not limited to your background, experience, and work ethic. All business entails risk as well as massive and consistent effort and action. If you're not willing to accept that, please DO NOT PURCHASE ANY PRODUCTS FROM US.
The Company, at its sole discretion, may make promotional offers with different features and different rates to any of our customers. These promotional offers, unless made to you, shall have no bearing whatsoever on your offer or contract. The Company may change the fees for our products or services as we deem necessary for our business. We encourage you to check back at our website periodically if you are interested about how we charge for any products or service.
Statements and depictions are the opinions, findings, or experiences of individuals who generally have purchased education and training. Results vary, are not typical, and rely on individual effort, time, and skill, as well as unknown conditions and other factors. We track satisfaction of services by voluntary surveys in our training. Our results show that clients who apply the training regularly score our program and coaches above 8.5/10, and our results also show that most clients who actively participate with our programs have a greater chance of success than those who are not cooperative and involved. You should not, however, equate satisfied and participating customers with financial success. Further, many customers do not continue with the program, do not apply what they learn, or do attempt to apply what they learn but nonetheless have difficulty in building a business.
Also NOT GOOGLE or FACEBOOK: This site is not a part of the Google website, Google Inc, Facebook/Meta website, or Meta, Inc. Additionally, this site is NOT endorsed by Google or Meta in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
Stephanie Adams and CITY OF MERCHANTS, LLC are not responsible for your actions. You are solely responsible for your own moves and decisions and the evaluation and use of our products and services should be based on your own due diligence. You agree that Stephanie Adams and CITY OF MERCHANTS, LLC are not liable to you in any way for your results in using our products and services.
MULTI-LEVEL MARKETING:
This business is NOT advertising a multi-level marketing or network marketing business, as it does not fit the koscot test under FTC law. Any individual, without any payment by participants, can become a part of the registry by signing up 100% free.
WAIVER OF RIGHT TO BE A PLAINTIFF OR CLASS MEMBER IN A PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING. You and the Company agree that any arbitration will be limited to the Dispute between the Company and you individually. YOU ACKNOWLEDGE AND AGREE THAT YOU AND THE COMPANY ARE EACH WAIVING THE RIGHT TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING. Further, unless both you and the Company otherwise agree, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of any class or representative proceeding. If this specific paragraph is held unenforceable, then the entirety of this "Dispute Resolution" Section will be deemed null and void. The arbitrator may award relief (including monetary, injunctive, and declaratory relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief necessitated by that party’s individual claim(s), except that you may pursue a claim for and the arbitrator may award public injunctive relief under applicable law only to the extent required for the enforceability of this provision.
LOCATION OF ARBITRATION. Arbitration will take place in Saint Louis, Missouri, unless otherwise agreed to by both You and the Company. You and the Company agree that for any Dispute not subject to arbitration (other than claims proceeding in any small claims court), or where no election to arbitrate has been made, the Missouri state and Federal courts located in Saint Louis, Missouri have exclusive jurisdiction and you and the Company agree to submit to the personal jurisdiction of such courts.
CONFIDENTIALITY. All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties. SEVERABILITY. If a court or the arbitrator decides that any term of this Dispute Resolution by Binding Arbitration provision (other than the subsection above titled “WAIVER OF RIGHT TO BE A PLAINTIFF OR CLASS MEMBER IN A PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING”) is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Dispute Resolution by Binding Arbitration provision will be enforceable as so modified. If a court or the arbitrator decides that any of the provisions in the subsection above titled “WAIVER OF RIGHT TO BE A PLAINTIFF OR CLASS MEMBER IN A PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING” are invalid or unenforceable, then the entirety of this Dispute Resolution by Binding Arbitration will be null and void, unless such provisions are deemed to be invalid or unenforceable solely with respect to claims for public injunctive relief.
FUTURE CHANGES TO ARBITRATION AGREEMENT. Notwithstanding any provision in these Terms of Service to the contrary, Company agrees that if it makes any future change to this Arbitration Agreement (other than a change to the Notice Address) while you are a user of the Service, you may reject any such change by sending Company written notice within thirty (30) calendar days of the change to the Notice Address provided above. By rejecting any future change, you are agreeing that you will arbitrate any dispute between us in accordance with the language of this Arbitration Agreement as of the date you first accepted these Terms of Service (or accepted any subsequent changes to these Terms of Service).
Governing Law
You and the Company agree that, other than as set forth under the subsection entitled "Waiver Of Right To Be A Plaintiff Or Class Member In A Purported Class Action Or Representative Proceeding" above, if any portion of the section entitled "Dispute Resolution" is found illegal or unenforceable, that portion will be severed and the remainder of the section will be given full force and effect. Notwithstanding the foregoing, if the subsection entitled "Exceptions to Alternative Dispute Resolution" above is found to be illegal or unenforceable, neither you nor the Company will elect to arbitrate any Dispute falling within that portion of that subsection that is found to be illegal or unenforceable and such Dispute will be decided by a court of competent jurisdiction within Saint Louis, Missour and you and the Company agree to submit to the personal jurisdiction of that court.
Except as expressly provided otherwise, this Agreement will be is governed by, and will be construed under, the laws of the State of Missouri without regard to choice of law principles.
Other Parties
You accept that, as a corporation, the Company has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against the Company's officers or employees in respect of any losses you suffer in connection with the Service or Software. Without prejudice to the foregoing, you agree that the limitations of warranties and liability set out in this Agreement will protect the Company's officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as the Company.
LIABILITY DISCLAIMER:
By reading this website or the documents it offers, you assume all risks associated with using the advice given, with a full understanding that you, solely, are responsible for anything that may occur as a result of putting this information into action in any way, and regardless of your interpretation of the advice. You further agree that our company cannot be held responsible in any way for the success or failure of your business as a result of the information provided by our company. It is your responsibility to conduct your own due diligence regarding the safe and successful operation of your business if you intend to apply any of our information in any way to your business operations. In summary, you understand that we make absolutely no guarantees regarding income as a result of applying this information, as well as the fact that you are solely responsible for the results of any action taken on your part as a result of any given information. In addition, for all intents and purposes you agree that our content is to be considered "for entertainment purposes only". Always seek the advice of a professional when making financial, tax, or business decisions.* It's important to note that the average person who purchases 'how-to' information often sees minimal to no results.
The CITY OF MERCHANTS, LLC products, programs, and services, including Stephanie Adams personally, are not responsible for your actions. You are solely responsible for your own moves and decisions and the evaluation and use of our products and services should be based on your own due diligence. You agree that the CITY OF MERCHANTS programs are not liable to you in any way for your results in using our products and services. See Our Full Terms and Conditions.
CITY OF MERCHANTS, LLC
10174 W Florissant Ave, Saint Louis, MO 63146, USA
Support email: support@cityofmerchants.com
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